R4RIN – MCQs, Mock Tests | BANK Bank General Awareness

KYC means

1. Know your Company
2. Know your Customer
3. Know your Currency
4. None of the these

✅ Correct Answer: 2

ndia recently signed an agreement with which of the following countries to end a long pending Border Dispute?

1. Pakistan
2. China
3. Myanmar
4. Bangladesh

✅ Correct Answer: 4

Banks cannot do the following business?

1. accept demand and time deposits from public.
2. accept items for keeping in safe custody
3. buy commodities for trading
4. sell gold coins.

✅ Correct Answer: 3

The maximum amount of the total Revenue earned by the government of India comes from

1. Income Tax
2. Customs Duty
3. Excise Duty
4. Value Added Tax

✅ Correct Answer: 3

Financial Inclusion' is the latest powerful tool adopted by Reserve Bank of India. to fulfill the basic objective of A. uplifting of population lying Below Poverty LineB. Connecting every Indian to the Country's Banking SystemC. Ensuring bank finance to all the landless agriculturists. D. Overall financial growth backed by inflation control

1. Financial Inclusion' is the latest powerful tool adopted by Reserve
2. Connecting every Indian to the Country's Banking System
3. Ensuring bank finance to all the landless agriculturists.
4. Overall financial growth backed by inflation control

✅ Correct Answer: 2

Which Bank is the Banker to the Central Government?

1. Central Bank of India
2. Reserve Bank of India
3. Punjab National Bank
4. State Bank of Inid

✅ Correct Answer: 2

The higher rate of growth of economy certainly reduces the

1. Gender inequalities
2. Population of a country
3. Flow of foreign direct investment
4. None of These

✅ Correct Answer: 2

Which of the following is one of the States in India where unemployed youths are paid Unemployment Allowance?

1. West Bengal
2. Madhya Pradesh
3. Uttar Pradesh
4. Punjab

✅ Correct Answer: 4

RBI's policy stance to manage interest and liquidity are used for

1. Moderate inflation and maintain economic growth
2. Moderating competition among private and public sector banks
3. Eradicate un-employment in public sector
4. Moderate currency supply in public hands

✅ Correct Answer: 1

The Prime Minister of India visited which of the following 'Latest Developed Countries' in Indian sub-continent in May 2011 and agreed to provide US $2 billion, as financial aid to it?

1. Afghanistan
2. Pakistan
3. Myanmar
4. Sri Lanka

✅ Correct Answer: 1

Who among the following is a famous Cricket player of international repute?

1. Novak Djokovic
2. Bob Biryan
3. Andy Roddick
4. Andy Murray

✅ Correct Answer: 2

Who among the following is Union Minister of Agriculture at present?

1. Sri A. K. Antony
2. Dr. Farooq Abdullah
3. Sri Jaipal S. Reddy
4. None of these

✅ Correct Answer: 2

Which of the following awards is given for the excellence in field of Cinema?

1. Kalidas Samman
2. S.S. Bhatnagar Award
3. Golden Pen Award
4. Dada Saheb Phalke Award

✅ Correct Answer: 4

Which of the following is the over all Literacy Rate of India (Census 2011) (Approximately)?

1. 68%
2. 74%
3. 78%
4. 82%

✅ Correct Answer: 3

In India the interest rate on savings bank accounts in all nationalized commercial blanks is fixed by

1. Union Ministry of Finance
2. Indian Banks Association
3. Reserve Bank of India
4. All the banks decide together

✅ Correct Answer: 4

What is Repo Rate?

1. It is a rate at which RBI sells government securities to banks
2. t is a rate at which RBI allows small loans in the market
3. It is a rate which is offered by Banks to their most valued customers or prime customers
4. None of These

✅ Correct Answer: 3

Sri N. Rangaswamy who took over as the Chief Minister of Puducherry after elections in 2011 belongs to which of the following political parties?

1. CPM
2. BJP
3. BSP
4. All India N. R. Congress

✅ Correct Answer: 4

NPA in banking terminology denotes

1. New Para-banking Assets
2. Net Profitable Assets
3. Net Performing Assets
4. Non-Performing AssetsE. New Pension Act

✅ Correct Answer: 4

Space Agency of which of the following countries put GSAT-12, a Communication Satellite in the orbit recently?

1. USA
2. France
3. China
4. India

✅ Correct Answer: 4

When a customer draws a cheque on a bank

1. It is mandate on that bank to pay
2. it is a mandate on the Government of India to pay.
3. it is a mandate on the State Government to pay
4. it is mandate on the RBI to pay

✅ Correct Answer: 1

A nationalized bank is also called by the following name?

1. Private Sector Bank
2. Self Help Group
3. Cooperative Bank
4. Public Sector Bank

✅ Correct Answer: 4

Nomination' for a deposit account in the bank means

1. Mandate given by the close relative/s of the depositor, to settle the death claim in case of death of the depositor
2. Mandate decided by the bank to settle the death claim of its depositor
3. Mandate of the depositor in favour of one or more persons, to claim the amount on death of the depositor
4. Mandate of the depositor in favour of a close relative who can claim the amount on death of the depositor.

✅ Correct Answer: 4

The top military bosses of which of the following nations recently resigned en mass to pave way for a Democratic Government in the nation?

1. Turkey
2. Pakistan
3. Afghanistan
4. None of these

✅ Correct Answer: 1

In the following accounts operation by cheques is permitted

1. Savings bank accounts and fixed deposit accounts
2. Current accounts and fixed deposit accounts.
3. Savings bank accounts and floating loan accounts.
4. Savings bank accounts and cash accounts.

✅ Correct Answer: 4

India won the President's Cup Volley Ball tournaments final 2011 by defeating

1. Turkey
2. Russia
3. Tunisia
4. Kazakhstan

✅ Correct Answer: 3

Dipika Kumari who won a Gold Medal in an International Championship is associated with which of the following games?

1. Tennis
2. Chess
3. Badminton
4. Archery

✅ Correct Answer: 4

Which of the following Awards has been given to 'Gagan Narang' in 2011

1. Kirti Chakra
2. Rajiv Gandhi Khel Ratna
3. Both A & B
4. None of These

✅ Correct Answer: 2

Bulls and Bears' are terms used in

1. Bullion markets
2. Vegetable markets
3. Stock Exchange
4. Commodity Markets

✅ Correct Answer: 3

Which of the following terms is used in the game of Football?

1. LBW
2. Spin
3. Touch Down
4. Kidney Punch

✅ Correct Answer: 3

What does the letter 'S' denote in the term 'SEZ' as seen frequently in financial newspapers?

1. Small
2. Social
3. Secondary
4. Special

✅ Correct Answer: 4

Who has taken over as the new President of Singapore recently?

1. Tony Tan
2. yoshihiko Noda
3. Lmine Diack
4. None of these

✅ Correct Answer: 1

Real Time Gross Settlement or RTGS enables

1. Immediate transfer of money from customer of one bank to customer of another bank.
2. Immediate transfer of money from customer of one branch to customer of another branch within the same bank.
3. Immediate transfer of money from customer of one country to customer of another country
4. Immediate transfer of money from customer of one bank to customer of RBI.

✅ Correct Answer: 2

The Headquarters of the International Atomic Energy Agency is located in

1. Manila
2. Vienna
3. Washington DC
4. London

✅ Correct Answer: 2

Which of the following is a Private Bank in India?

1. Union Bank of India
2. IDBI Bank
3. UCO Bank
4. HDFC Bank

✅ Correct Answer: 4

What is the Currency of Iran?

1. Dinar
2. Euro
3. Rial
4. Taka

✅ Correct Answer: 3

Travellers cheque is

1. a supplementary credit card.
2. a cheque issued by a bank or finance institution which functions as capital
3. a cheque issued by a bank or finance institution which functions as a bond
4. a prepaid instrument issued by a bank or finance institution which can be substitute of cash

✅ Correct Answer: 4

Which of the following is a program launched by the Government of India aimed at providing good 'Health Services' in rural areas?

1. ASHA
2. Mid Day Meal
3. Kutir Jyoti
4. Swabhiman

✅ Correct Answer: 1

Which of the following is NOT a member of Organisation of Petroleum Exporting countries(OPEC)?

1. Iran
2. Kuwait
3. Libya
4. China

✅ Correct Answer: 4

Mortigage is a security created on

1. movable property for a loan given by a bank
2. immovable property for a deposit received by a bank.
3. a confirmation of immovable property given by a bank.
4. immovable property for a loan given by a bank

✅ Correct Answer: 4

Which of the following books is written by Chetan Bhagat?

1. A Himalayan Love Story
2. Revolution 2020
3. My Life
4. A Bend in the River

✅ Correct Answer: 2

Which Cup/Trophy is associated with the game of Hockey?

1. Dhyanchand Trophy
2. Davis Cup
3. Merdeka Cup
4. Wimbledon Trophy

✅ Correct Answer: 1

Which of the following is an international Credit Rating Agency and was recently in news?

1. UNDP
2. Standard & Poor's
3. UnCTAD
4. BNP Paribas

✅ Correct Answer: 2

What is the full form of the name 'ILO' an agency of the United Nations?

1. International Labour Organisation
2. International Legal Organisation
3. Indian Labour Organisation
4. Information & Leagal Organisation

✅ Correct Answer: 1

For using safe deposit locker facilities, bank customers pay

1. commission on locker
2. interest on locker
3. rent on locker
4. safe custody charges

✅ Correct Answer: 3

ho among the following is known as the 'Father of Green Revolution in India'?

1. Dr. M. S. Swaminathan
2. Dr. Amartya Sen
3. Dr. Kurien Vegheese
4. Dr. Homi Bhabha

✅ Correct Answer: 1

Which of the following is called a 'Cash Crop'?

1. Jowar
2. Paddy
3. Bajra
4. sugarcane

✅ Correct Answer: 4

Nirupama Rao is appointed as India's Ambassador to

1. Australia
2. UK
3. Russia
4. USAE. China

✅ Correct Answer: 4

Which of the following days is observed as Teacher's Day in India?

1. 5th Octomber
2. 5th November
3. 5th September
4. 15th November

✅ Correct Answer: 3

Which rivers flow between India and China?

1. Ganga
2. Narmada
3. Brahmapura
4. Krishna

✅ Correct Answer: 3

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